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Living in this area, how much do you spend per month... — Brooklynian

Living in this area, how much do you spend per month...

Hello!
I recently moved to Brooklyn Heights/cobble hill border. I am a full time student and don't have a job. I get a monthly allowance from my parents for food and entertainment and bills (electric, heat, and internet)..


I keep finding myself coming up short at the end of the month.

Approximately how much do you spend per month on these things?

I'd just like a whole bunch of quick answers so I can get an idea of where I fall among everyone.

Thanks

Comments

  • your parents obviously don't love you enough to live here :-)
  • easy solution


    STOP eating out. It's a killer.

    If you eat out even twice a month AND if you are paying for a gf, thats easily $150+ you could be saving.
  • A monthly allowance??? I remember getting one of those. Until I was 13 and got a job.

    :-k
  • Thanks all for the poll results so far.

    Hitokiri-- you're right, eating out IS expensive. But I also find that cooking (healthfully) is expensive when only done for one or two. It's really hard to figure out healthy things to cook, and WHEN to cook them... and I feel disgusting if I order delivery more than 2x a week. Rarely ever go out to restaurants. But you're right that food is probably the category I need to take a close look at...

    Hunter.gatherer -- Yes, a monthly allowance. I am very lucky and very grateful that my parents can afford to support me while I focus on school and in taking up unpaid (not like I look for unpaid, but the sad fact of the matter is that most are) internships related to my future career. In return, I helped them out a great deal by landing a full tuition scholarship.

    Anyway.. keep the poll results comin', and merry christmas all!
  • You did not help THEM by landing a full tuition scholarship - that is helping YOURSELF.

    Although you say you know you are very lucky, your parents have no obligation to pay for your tuition, so your scholarship is only helping yourself.

    Just sayin'
  • sounds like scholarship envy.
  • Well.. I guess we both see things differently. I don't feel like arguing.
    Regardless, its pretty off topic as to what my forum post is about.
  • Wow, so many people think it takes $1k a month for a single person to pay bills? I just finished full-time schooling (living near that neighborhood) and was able to get by on a lot less than that.

    "Entertainment" is one obvious potential money sink here. When I was a broke student, I rarely did recreational things that involved much money. Sure - a meal out here, some drinks at a bar there, but nothing too elaborate/extravagant. A six pack at home and some netflix or a poker night worked just as well for us. Perhaps set a budget for this area and keep it firm.

    Eating delivery even 2x a week can really impact the pocket. It is totally not that hard to eat "healthy" on a budget, in fact, it is many of the pre-packaged foods that are both pricey and high-calorie. The most important trick to cooking for one on a budget is minimizing food waste. If you make a huge amount of something, freeze the rest for later. Even baked goods - make a huge batch of muffins, individually wrap and freeze them, and take them out one at a time for weekday breakfasts (saves a huge amount of money over buying that muffin at a deli every morning). If you use just half a can of something one night, think of something you can make the next night that uses the other half. Start from scratch where you can - compare the cost of a jar of quality spaghetti sauce ($5?) to the cost of a can of tomatoes ($1.50), fresh onion/garlic ($0.50), and a splash of olive oil and a few pinches of herbs from your stash. I used to view cooking like a game - I'd inventory my fridge, then search the internet to see what I could put together using what I had on hand. Made a lot of interesting recipe discoveries that way and learned enough about cooking that I now consider it my "hobby."

    Oh yeah, and shop the sales at your local grocery store. You'll start to notice trends after a while, like I know every few weeks butter will be on sale for $2/lb, so I stock up then. Compare store prices and buy what is cheaper in each store. Join the food coop if you're willing to make the trek & workslot - it has helped me save a bunch on the higher priced "healthy" items I use a lot like cage free eggs tofu/tempeh, produce, olive oil, and quality cheese (okay, that's not so healthy but love love cheese!).

    And make your own coffee. Even if you buy a fancy pants coffeemaker you'll save money with just a month of two of usage. And pack your lunch as often as you can.

    If you pay for your own heat, you'll also want to make sure to check your apartment for sources of air leaks. Take your A/C out of your window and buy one of those window insulating kits that cover the whole window like plastic shrink wrap.

    Another thing that always shot my budget was toiletries. I'd forget just how quickly those soaps, lotions, toothpaste, stupid expensive razor blades, etc. run out.

    And clothes - don't forget to budget clothes.

    Good luck! I'm doing a bit of budget reevaluation right now myself...
  • Tips for your budget:

    - If you have time warner and pay the regular ~$45 per month for internet, call them to challenge the price saying that you are going to switch to a competitor like FIOS, they will give you a $15 discount for 1 year ! That's $180 in your pocket for 2010.

    - Supermarkets in the area have usually rotation sales (~6-10 weeks), so for instance, orange juice, save 40% by buying extra supply. Except Trader's Joe wich is fairly cheap most of the time ;)

    I agree with Toadette, Netflix is a great source of cheap entertainment!

    Good luck for your studies.
  • when i was a poor poor student I subsisted on barely $500 per month.

    there are ways, you just have to sacrifice...
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